{"id":46814,"date":"2026-09-04T06:26:22","date_gmt":"2026-09-04T06:26:22","guid":{"rendered":"https:\/\/trupropertyturkey.com\/buying-off-plan-property-in-turkey\/"},"modified":"2026-09-04T06:26:22","modified_gmt":"2026-09-04T06:26:22","slug":"buying-off-plan-property-in-turkey","status":"publish","type":"post","link":"https:\/\/trupropertyturkey.com\/fa\/buying-off-plan-property-in-turkey\/","title":{"rendered":"Buying Off-Plan Property in Turkey: The Protections Buyers Never Ask About"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"46814\" class=\"elementor elementor-46814 elementor-bc-flex-widget\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ofp1a2b3c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ofp1a2b3c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container 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span:first-child{font-size:1.1rem;flex-shrink:0;margin-top:2px}\n.ofp-ci-text{font-size:.86rem;color:rgba(255,255,255,.7)!important;line-height:1.5}\n.ofp-ci a{color:rgba(255,255,255,.9)!important;text-decoration:underline!important}\n.ofp-form-wrap{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:14px;overflow:hidden}\n.ofp-footer-strip{background:#660033;color:rgba(255,255,255,.8)!important;text-align:center;padding:14px 20px;font-size:.75rem;line-height:1.6}\n.ofp-footer-strip a{color:rgba(255,255,255,.8)!important}\n\n\/* RESPONSIVE *\/\n@media(max-width:960px){\n  .ofp-strip-in{grid-template-columns:repeat(2,1fr)}\n  .ofp-protect{grid-template-columns:1fr 1fr}\n  .ofp-2col{grid-template-columns:1fr;gap:36px}\n  .ofp-contact-inner{grid-template-columns:1fr;gap:36px}\n  .ofp-cta-in{flex-direction:column;text-align:center}\n}\n@media(max-width:640px){\n  .ofpc{padding:0 16px}\n  .ofps{padding:44px 0}\n  .ofp-hero{min-height:auto}\n  .ofp-hero-content{padding:48px 16px 56px}\n  .ofp-hero h1{font-size:clamp(1.75rem,7.5vw,2.5rem)}\n  .ofp-protect{grid-template-columns:1fr;gap:12px}\n  .ofp-strip-in{grid-template-columns:repeat(2,1fr)}\n  .ofp-title{font-size:clamp(1.4rem,6vw,1.85rem)}\n  .ofp-step{gap:14px}\n  .ofp-step-num{width:44px;height:44px;font-size:1rem}\n  .ofp-steps::before{left:21px}\n  .ofp-contact{padding:48px 0}\n}\n@media(max-width:480px){.ofpc{padding:0 14px}}\n<\/style>\n<div class=\"ofp\">\n<!-- HERO -->\n<section class=\"ofp-hero\">\n  <div class=\"ofp-hero-bg\"><\/div>\n  <div class=\"ofp-hero-pat\"><\/div>\n  <div class=\"ofp-hero-ov\"><\/div>\n  <div class=\"ofp-hero-content\">\n    <span class=\"ofp-eyebrow\">Off-Plan &middot; Pre-Paid Housing &middot; Foreign Buyer Guide<\/span>\n    <h1>Buying Off-Plan Property in Turkey: The Protections Buyers Never Ask About<\/h1>\n    <p class=\"ofp-hero-sub\">An off-plan flat in Turkey is not an ordinary purchase with a later completion date. It falls under a distinct consumer regime with its own exit rights and a mandatory financial assurance behind the building &mdash; which most foreign buyers sign without ever asking to see.<\/p>\n    <div class=\"ofp-hero-meta\">\n      <div class=\"ofp-hm\">&#128736;&#65039; <strong>Pre-paid housing sale rules<\/strong><\/div>\n      <div class=\"ofp-hm\">&#128220; <strong>Contract, assurance &amp; title staging<\/strong><\/div>\n      <div class=\"ofp-hm\">&#127482;&#127479; <strong>Written for non-resident buyers<\/strong><\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- DATA STRIP -->\n<div class=\"ofp-strip\">\n  <div class=\"ofpc\">\n    <div class=\"ofp-strip-in\">\n      <div class=\"ofp-si\"><span class=\"ofp-sv\">14 Days<\/span><span class=\"ofp-sl\">Withdrawal Without Reason<\/span><\/div>\n      <div class=\"ofp-si\"><span class=\"ofp-sv\">24 Months<\/span><span class=\"ofp-sl\">Window To Rescind The Contract<\/span><\/div>\n      <div class=\"ofp-si\"><span class=\"ofp-sv\">48 Months<\/span><span class=\"ofp-sl\">Maximum Delivery Period<\/span><\/div>\n      <div class=\"ofp-si\"><span class=\"ofp-sv\">5 Years<\/span><span class=\"ofp-sl\">Defect Liability From Delivery<\/span><\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- INTRO -->\n<section class=\"ofps\">\n  <div class=\"ofpc\">\n    <div class=\"ofp-2col\">\n      <div class=\"ofp-body\">\n        <span class=\"ofpt\">Start Here<\/span>\n        <h2 class=\"ofp-title\">You are not buying a property. You are buying a promise, plus the security behind it.<\/h2>\n        <p>When you buy an existing flat in Turkey there is a thing to inspect and a register entry to read. Buy off-plan and neither exists yet: the unit is a rectangle on an architect&rsquo;s drawing. What you acquire on the day you sign is a contractual claim against a developer, and whether that was a good decision comes down to what stands behind the claim if the developer cannot deliver.<\/p>\n        <p>This is the part foreign buyers routinely skip. They negotiate hard on price and payment schedule, study the renders, visit the show flat &mdash; and never ask the one question that governs their downside. Turkish law does not leave that question to the contract. Off-plan residential sales fall within a specific statutory category carrying protections stronger than most buyers assume, and no developer is going to volunteer them at the sales desk.<\/p>\n        <p>The category is the <strong>pre-paid housing sale<\/strong> &mdash; <em>&ouml;n &ouml;demeli konut sat&#305;&#351;&#305;<\/em> &mdash; governed by Turkey&rsquo;s Consumer Protection Law No. 6502. It applies wherever a buyer pays all or part of the price before the completed dwelling is handed over. That is the definition of an off-plan purchase: if you are buying a home from a developer before it is finished, you are almost certainly inside this regime, mentioned or not.<\/p>\n        <div class=\"ofp-hbox\"><strong>The question that changes the conversation:<\/strong> &ldquo;Is this sale a pre-paid housing sale, and can I see the building completion assurance?&rdquo; A developer operating properly will answer it immediately. One that deflects, or explains why it does not apply to this project, has told you something important at no cost to you.<\/div>\n        <p>What follows sets out what that regime gives you, what stays your responsibility, and how title moves from the developer&rsquo;s land parcel into your name in stages. It sits alongside our <a href=\"https:\/\/trupropertyturkey.com\/buyer-guide\/\">Turkey property buyer&rsquo;s guide<\/a> and the pitfalls we see most often in <a href=\"https:\/\/trupropertyturkey.com\/buying-property-in-turkey-pitfalls\/\">buying property in Turkey<\/a>.<\/p>\n      <\/div>\n      <div>\n        <div class=\"ofp-ov\">\n          <div class=\"ofp-ov-head\">\n            <h3>Off-Plan Purchase &mdash; The Checkpoints<\/h3>\n            <p>What has to exist before, during and at the end of an off-plan sale.<\/p>\n          <\/div>\n          <div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Legal category<\/span><span class=\"ofp-or\">Pre-paid housing sale<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Governing law<\/span><span class=\"ofp-or burg\">Consumer Protection Law No. 6502<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Withdrawal, no reason<\/span><span class=\"ofp-or burg\">14 days<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Rescission window<\/span><span class=\"ofp-or burg\">Up to 24 months<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Maximum delivery<\/span><span class=\"ofp-or burg\">48 months from contract<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Defect liability<\/span><span class=\"ofp-or\">5 years from delivery<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Contract form<\/span><span class=\"ofp-or\">Official form required<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Security behind build<\/span><span class=\"ofp-or burg\">Completion assurance<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Title while building<\/span><span class=\"ofp-or\">Kat irtifak&#305;<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Title at completion<\/span><span class=\"ofp-or\">Kat m&uuml;lkiyeti<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Sign-off certificate<\/span><span class=\"ofp-or\">Iskan<\/span><\/div>\n            <div class=\"ofp-ov-row\"><span class=\"ofp-ol\">Payment route<\/span><span class=\"ofp-or burg\">Secure payment system<\/span><\/div>\n          <\/div>\n        <\/div>\n        <div class=\"ofp-warn\" style=\"margin-top:16px;\"><strong>A payment plan is not a protection.<\/strong> Staged payments tied to construction milestones reduce how much money is exposed at any one moment. They do nothing to get that money back if the project stops. Two different problems &mdash; and only the assurance instrument solves the second.<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- COMPARISON -->\n<section class=\"ofps ofpg\">\n  <div class=\"ofpc ofpct\">\n    <span class=\"ofpt\">The Trade<\/span>\n    <h2 class=\"ofp-title\">Off-plan against finished: what you actually swap<\/h2>\n    <p class=\"ofp-sub\">Neither is the right answer for everyone. The point is to know which risks you are taking on, and which protections come with them, before contracts are signed rather than after.<\/p>\n  <\/div>\n  <div class=\"ofpc\">\n    <div class=\"ofp-compare-wrap\">\n      <table class=\"ofp-compare\">\n        <thead>\n          <tr>\n            <th>What you are comparing<\/th>\n            <th>Buying off-plan<\/th>\n            <th>Buying a completed property<\/th>\n          <\/tr>\n        <\/thead>\n        <tbody>\n          <tr><td><strong>What exists when you sign<\/strong><\/td><td class=\"no\">A contract, a drawing, a specification.<\/td><td class=\"yes\">A finished property you can inspect, with its own register entry.<\/td><\/tr>\n          <tr><td><strong>What is recorded in your name<\/strong><\/td><td class=\"no\">Usually a land share with a floor easement (kat irtifak&#305;).<\/td><td class=\"yes\">Full condominium title (kat m&uuml;lkiyeti), on the day.<\/td><\/tr>\n          <tr><td><strong>Occupancy permit<\/strong><\/td><td class=\"no\">Cannot exist yet; issued only at sign-off.<\/td><td class=\"yes\">Should already exist, and can be checked first.<\/td><\/tr>\n          <tr><td><strong>Statutory exit rights<\/strong><\/td><td class=\"yes\">Withdrawal and rescission rights apply.<\/td><td class=\"no\">No equivalent consumer exit right.<\/td><\/tr>\n          <tr><td><strong>Completion risk<\/strong><\/td><td class=\"no\">Real &mdash; hence the required assurance instrument.<\/td><td class=\"yes\">None. The building is standing.<\/td><\/tr>\n          <tr><td><strong>Inspecting the actual unit<\/strong><\/td><td class=\"no\">A show flat, not your unit.<\/td><td class=\"yes\">The exact property, renders included or not.<\/td><\/tr>\n          <tr><td><strong>Defects and snagging<\/strong><\/td><td class=\"yes\">Statutory liability period runs from delivery.<\/td><td class=\"no\">Broadly the condition you inspected.<\/td><\/tr>\n          <tr><td><strong>Where your money sits<\/strong><\/td><td class=\"no\">Paid out over the build; exposure grows.<\/td><td class=\"yes\">Paid once, against a same-day transfer.<\/td><\/tr>\n        <\/tbody>\n      <\/table>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"ofps\">\n  <div class=\"ofpc\">\n    <div class=\"ofp-body\" style=\"max-width:820px;margin:0 auto;\">\n      <span class=\"ofpt\">Point One<\/span>\n      <h2 class=\"ofp-title\">What the land register can and cannot say about a flat that is not built<\/h2>\n      <p>A Turkish apartment cannot be registered as an independent property until the building it sits in legally exists. That creates an obvious problem for off-plan sales: you are paying for something with no register entry of its own. Turkish practice solves it in two stages, and understanding them is most of what you need to read an off-plan deal correctly.<\/p>\n      <p>The first stage is the <em>floor easement<\/em>, <em>kat irtifak&#305;<\/em>. Once a project is approved, the land parcel can be divided on paper into the units that will eventually exist, and a purchaser registered as owner of a share in the land carrying the right to a specific future unit. This is a genuine registered right, not a reservation &mdash; but it is not the same thing as owning a flat, because the flat is not there.<\/p>\n      <p>The second stage is <em>kat m&uuml;lkiyeti<\/em>, condominium ownership proper. The building is finished and inspected, the occupancy permit is issued, and the floor easement converts into full ownership of an independent unit. This is where what you own stops being a share in a construction site and starts being an apartment.<\/p>\n      <div class=\"ofp-hbox\"><strong>Read the deed you are actually being given.<\/strong> A buyer who is told they are &ldquo;getting the tapu&rdquo; at signing, and does not check which of the two it is, has not been lied to &mdash; but has also not understood what they hold. We cover the document itself in detail in <a href=\"https:\/\/trupropertyturkey.com\/tapu-title-deed-turkey\/\">how the Turkish title deed works<\/a>.<\/div>\n      <p>The occupancy permit sits between the two stages and is the gate. Until it is issued the conversion cannot happen, utilities cannot be connected in the ordinary way, and the building has not been certified as built to its approved project. We have written separately on <a href=\"https:\/\/trupropertyturkey.com\/habitation-certificate-turkey-iskan\/\">the habitation certificate, or iskan<\/a>, because it is the document that most often turns out to be missing when a buyer investigates properly. The practical consequence is that &ldquo;delivery&rdquo; and &ldquo;completion&rdquo; are not the same event &mdash; and a contract treating them as interchangeable is one worth having read by someone acting for you rather than for the seller.<\/p>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"ofps ofpg\">\n  <div class=\"ofpc\">\n    <div class=\"ofp-body\" style=\"max-width:820px;margin:0 auto;\">\n      <span class=\"ofpt\">Point Two<\/span>\n      <h2 class=\"ofp-title\">The assurance behind the building, and why you should insist on seeing it<\/h2>\n      <p>Because a pre-paid housing sale involves a consumer handing money to a developer for something that does not exist, the regime requires security to be in place before those sales begin. In practice this is a building completion assurance &mdash; a completion insurance policy or a bank guarantee &mdash; designed so the buyer&rsquo;s position does not evaporate if the project fails. It is the most valuable thing in the regime and the least often discussed at the point of sale. Buyers ask about the payment schedule, the delivery date and the specification; very few ask to be shown the instrument that exists precisely for the case where none of the three is honoured.<\/p>\n      <h3 style=\"font-size:1.05rem;color:#1a1a2e;margin:26px 0 10px;\">What to ask for, specifically<\/h3>\n      <ul>\n        <li>The assurance instrument itself, in writing &mdash; not a verbal confirmation that one exists.<\/li>\n        <li>Which project and which phase it covers. A large development may be built and sold in stages.<\/li>\n        <li>Whether the unit you are buying is inside that scope.<\/li>\n        <li>Who issued it, and until when it runs.<\/li>\n        <li>What triggers it, and what a buyer has to do to rely on it.<\/li>\n      <\/ul>\n      <p>If any answer is vague, that vagueness is your finding. A developer with the paperwork in order produces it without drama, because producing it is a selling point. The reluctance is the signal.<\/p>\n      <div class=\"ofp-warn\"><strong>Do not accept the substitution.<\/strong> Developers often answer the assurance question by pointing at their track record, their completed projects or their size. All are reasons to feel better. None is the instrument, and none does what the instrument does.<\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"ofps\">\n  <div class=\"ofpc\">\n    <div class=\"ofp-body\" style=\"max-width:820px;margin:0 auto;\">\n      <span class=\"ofpt\">Point Three<\/span>\n      <h2 class=\"ofp-title\">The exit rights the regime gives you &mdash; and their limits<\/h2>\n      <p>The pre-paid housing regime gives a buyer two distinct routes out, and they are frequently confused with each other.<\/p>\n      <h3 style=\"font-size:1.05rem;color:#1a1a2e;margin:26px 0 10px;\">The withdrawal right<\/h3>\n      <p>There is a short window &mdash; 14 days from the conclusion of the contract &mdash; in which a buyer may withdraw without giving any reason and without penalty. It is a cooling-off period, and a reason to sign at a moment when you could still use it, rather than on the last day of a viewing trip.<\/p>\n      <h3 style=\"font-size:1.05rem;color:#1a1a2e;margin:26px 0 10px;\">The rescission right<\/h3>\n      <p>Separately, and far more significantly, the regime allows a buyer to rescind without cause for a considerably longer period &mdash; up to 24 months from the contract date. This is not free: the seller may recover certain costs and compensation within statutory limits. But a two-year no-fault exit from an off-plan commitment is a genuinely unusual protection, and it changes the risk profile of a Turkish off-plan purchase against markets with no equivalent.<\/p>\n      <div class=\"ofp-hbox\"><strong>Both of these are statutory, not negotiated.<\/strong> They do not appear because a developer was generous, and a contract clause purporting to remove them is not the last word. If you are told the rights do not apply to your purchase, that is a question for your own lawyer rather than the seller&rsquo;s.<\/div>\n      <p>There is also a hard outer limit on how long a developer may take: delivery must occur within the period agreed, and in any event within a maximum of 48 months from the contract date. A project marketed with a vague completion horizon is not operating in a legal vacuum. There is a ceiling, and it is worth knowing before you accept a delay as normal.<\/p>\n      <p>Defects appearing after handover are likewise not simply your problem. A statutory liability period of five years runs from delivery for construction defects &mdash; which is why the condition of the building at handover should be documented properly rather than accepted with a signature and a handshake.<\/p>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"ofps ofpg\">\n  <div class=\"ofpc\">\n    <div class=\"ofp-body\" style=\"max-width:820px;margin:0 auto;\">\n      <span class=\"ofpt\">Point Four<\/span>\n      <h2 class=\"ofp-title\">Where the money goes, and the route it now has to take<\/h2>\n      <p>Staging payments against construction progress is standard and sensible: it keeps the amount at risk proportional to what has actually been built. But how the money travels matters as much as when.<\/p>\n      <p>Turkey now routes property purchase funds through a mandatory secure payment system, under which money is held and released to the seller against registration of the transfer rather than paid directly across. We cover the mechanism in <a href=\"https:\/\/trupropertyturkey.com\/escrow-account-in-turkey\/\">escrow accounts in Turkey<\/a> and <a href=\"https:\/\/trupropertyturkey.com\/turkey-secure-payment-system-foreign-buyers-2026\/\">the secure payment system<\/a>. For off-plan sales this cuts against an old habit: developers selling early phases have historically asked for deposits and stage payments by direct transfer, sometimes to accounts outside Turkey, sometimes in cash at the sales office.<\/p>\n      <div class=\"ofp-warn\"><strong>Treat a request to pay outside the system as a stopping point, not a hurdle.<\/strong> It is the single most reliable warning sign in the Turkish market, and it costs you nothing to refuse. A legitimate developer has no need of it.<\/div>\n      <p>The other half of the money question is the one buyers ask last: what happens to funds already paid if you rescind, or if the project fails. That is where the contract, the assurance instrument and the statutory regime have to be read together &mdash; and where an hour of independent advice before signing is the cheapest part of the transaction. Our <a href=\"https:\/\/trupropertyturkey.com\/legal-services\/\">legal services team<\/a> handles exactly this review.<\/p>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"ofps\">\n  <div class=\"ofpc\">\n    <div class=\"ofp-body\" style=\"max-width:820px;margin:0 auto;\">\n      <span class=\"ofpt\">Point Five<\/span>\n      <h2 class=\"ofp-title\">When it runs late, which it sometimes will<\/h2>\n      <p>Construction slips. That is not in itself evidence of anything sinister, and a buyer who treats the first delay as a crisis will spend two years in an unproductive argument. What matters is how the delay is handled while it is happening.<\/p>\n      <h3 style=\"font-size:1.05rem;color:#1a1a2e;margin:26px 0 10px;\">Keep the record in writing<\/h3>\n      <p>Verbal reassurances from a site manager are worth nothing eighteen months later. Ask for revised delivery dates in writing, keep the correspondence, and do not agree to informal extensions casually &mdash; an extension agreed in a friendly email is still an extension you agreed to.<\/p>\n      <h3 style=\"font-size:1.05rem;color:#1a1a2e;margin:26px 0 10px;\">Do not let the paperwork drift<\/h3>\n      <p>Delays often arrive with a request to sign a variation, an addendum or a revised specification. Read each as a fresh contract, because that is what it is. The commonest way buyers lose a protection is not by having it taken away but by signing something that replaces it.<\/p>\n      <h3 style=\"font-size:1.05rem;color:#1a1a2e;margin:26px 0 10px;\">Know what the outer limit is<\/h3>\n      <p>A delay inside the agreed period is a commercial inconvenience. A delay pushing past the statutory maximum is a different category of problem with different remedies attached &mdash; and the point at which to take advice rather than wait.<\/p>\n      <div class=\"ofp-hbox\"><strong>On figures and current rules.<\/strong> Turkish thresholds, fees, tax rates and procedural requirements change more often than published guides are updated, and the details of any individual project vary. Treat this guide as an explanation of how the pieces fit together, and confirm the figures and requirements that apply to your specific purchase with a licensed Turkish lawyer or adviser before you commit.<\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- CARDS -->\n<section class=\"ofps ofpg\">\n  <div class=\"ofpc ofpct\">\n    <span class=\"ofpt\">Ask For These<\/span>\n    <h2 class=\"ofp-title\">Six documents worth insisting on before you sign<\/h2>\n    <p class=\"ofp-sub\">None of these is an unusual request. A developer running a properly constituted project has all six to hand, and the ease with which they appear tells you a great deal.<\/p>\n  <\/div>\n  <div class=\"ofpc\">\n    <div class=\"ofp-protect\">\n      <div class=\"ofp-pc\">\n        <span class=\"ofp-pc-icon\">&#128220;<\/span>\n        <h3>The building permit<\/h3>\n        <p>The <em>yap&#305; ruhsat&#305;<\/em>. It establishes that what is being built is authorised, on that parcel, in that form. Without it there is no lawful project to buy into.<\/p>\n      <\/div>\n      <div class=\"ofp-pc\">\n        <span class=\"ofp-pc-icon\">&#128737;&#65039;<\/span>\n        <h3>The completion assurance<\/h3>\n        <p>The instrument standing behind the build. Ask which project and phase it covers, who issued it, how long it runs and what triggers it.<\/p>\n      <\/div>\n      <div class=\"ofp-pc\">\n        <span class=\"ofp-pc-icon\">&#128196;<\/span>\n        <h3>The current land title<\/h3>\n        <p>The register entry for the parcel, annotations page included. Mortgages and restrictions on the land affect the units built on it.<\/p>\n      <\/div>\n      <div class=\"ofp-pc\">\n        <span class=\"ofp-pc-icon\">&#128208;<\/span>\n        <h3>The approved project and specification<\/h3>\n        <p>Drawings and the written specification for your unit. A show flat is marketing; the specification is the promise.<\/p>\n      <\/div>\n      <div class=\"ofp-pc\">\n        <span class=\"ofp-pc-icon\">&#9878;&#65039;<\/span>\n        <h3>The contract in official form<\/h3>\n        <p>Turkish law requires an official form for real estate sales and promises to sell. An informal document signed at a sales desk may not do what the buyer thinks.<\/p>\n      <\/div>\n      <div class=\"ofp-pc\">\n        <span class=\"ofp-pc-icon\">&#127968;<\/span>\n        <h3>The occupancy permit at delivery<\/h3>\n        <p>The <em>iskan<\/em>. Not at signing &mdash; it cannot exist yet &mdash; but at handover it certifies the finished building matches what was approved.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- STEPS -->\n<section class=\"ofps\">\n  <div class=\"ofpc ofpct\">\n    <span class=\"ofpt\">The Sequence<\/span>\n    <h2 class=\"ofp-title\">The order to run an off-plan purchase in<\/h2>\n    <p class=\"ofp-sub\">The sequence matters more than any single step. Almost every off-plan problem we see traces back to a check run after the money moved rather than before.<\/p>\n  <\/div>\n  <div class=\"ofpc\">\n    <div class=\"ofp-steps\">\n      <div class=\"ofp-step\">\n        <div class=\"ofp-step-num\">1<\/div>\n        <div class=\"ofp-step-body\">\n          <h3>Establish which regime the sale sits in<\/h3>\n          <p>Confirm in writing that this is a pre-paid housing sale and that the consumer protections apply. If the developer says otherwise, get the reason in writing and check it independently.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"ofp-step\">\n        <div class=\"ofp-step-num\">2<\/div>\n        <div class=\"ofp-step-body\">\n          <h3>Get a Turkish tax number and a bank account<\/h3>\n          <p>Both are prerequisites for nearly everything that follows &mdash; see our guides to the <a href=\"https:\/\/trupropertyturkey.com\/turkish-tax-number-for-foreigners\/\">Turkish tax number<\/a> and <a href=\"https:\/\/trupropertyturkey.com\/opening-a-bank-account-in-turkey\/\">opening a bank account<\/a>.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"ofp-step\">\n        <div class=\"ofp-step-num\">3<\/div>\n        <div class=\"ofp-step-body\">\n          <h3>Check the land before you check the building<\/h3>\n          <p>Pull the register entry for the parcel, read the annotations, and confirm the building permit exists and matches what is marketed. The land carries everything built on it.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"ofp-step\">\n        <div class=\"ofp-step-num\">4<\/div>\n        <div class=\"ofp-step-body\">\n          <h3>Ask for the completion assurance and read it<\/h3>\n          <p>Scope, issuer, duration, trigger &mdash; and confirm your unit and phase fall inside it. The step most often skipped, and the one that matters most if things go wrong.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"ofp-step\">\n        <div class=\"ofp-step-num\">5<\/div>\n        <div class=\"ofp-step-body\">\n          <h3>Have the contract reviewed before signing<\/h3>\n          <p>In official form, with the specification attached and delivery written as a date rather than an aspiration. Review it while the withdrawal window is still usable.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"ofp-step\">\n        <div class=\"ofp-step-num\">6<\/div>\n        <div class=\"ofp-step-body\">\n          <h3>Pay through the secure payment system, on progress<\/h3>\n          <p>Stage payments against verified milestones, routed through the mandatory system. Refuse any request to pay outside it, in cash, or to an account abroad.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"ofp-step\">\n        <div class=\"ofp-step-num\">7<\/div>\n        <div class=\"ofp-step-body\">\n          <h3>Take delivery against the permit, not the promise<\/h3>\n          <p>At handover check the occupancy permit exists, inspect against the specification, document defects in writing, and confirm the conversion to full condominium title.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- CTA -->\n<div class=\"ofp-cta-strip\">\n  <div class=\"ofpc\">\n    <div class=\"ofp-cta-in\">\n      <div>\n        <h3>Considering an off-plan unit and unsure what stands behind it?<\/h3>\n        <p>We review the permit, the land title, the assurance instrument and the contract before you commit &mdash; not after.<\/p>\n      <\/div>\n      <a href=\"https:\/\/trupropertyturkey.com\/contact\/\" class=\"ofpbtn\">Speak to Our Team &rarr;<\/a>\n    <\/div>\n  <\/div>\n<\/div>\n\n<!-- FAQ -->\n<section class=\"ofps\">\n  <div class=\"ofpc ofpct\">\n    <span class=\"ofpt\">FAQ<\/span>\n    <h2 class=\"ofp-title\">Buying off-plan in Turkey &mdash; frequently asked questions<\/h2>\n    <p class=\"ofp-sub\">The questions foreign buyers ask once they realise an off-plan purchase is a different legal animal from an ordinary one.<\/p>\n  <\/div>\n  <div class=\"ofpc\">\n    <div class=\"ofp-faq-list\">\n      <div class=\"ofp-faq-item\">\n        <div class=\"ofp-faq-q\" onclick=\"ofpFaq(this)\">What does buying off-plan in Turkey actually mean?<span class=\"ofp-faq-icon\">+<\/span><\/div>\n        <div class=\"ofp-faq-a\">It means paying for a home before the completed dwelling is handed over &mdash; usually while the building is still under construction, sometimes before construction has started. Turkish law treats this as a distinct category, the pre-paid housing sale, governed by Consumer Protection Law No. 6502, rather than as an ordinary purchase with a later completion date. The distinction matters: the category carries its own contract requirements, its own exit rights, and a requirement that the developer put a completion assurance in place before selling. If you are buying an unfinished home from a developer, you are very likely inside this regime whether or not anyone has mentioned it.<\/div>\n      <\/div>\n      <div class=\"ofp-faq-item\">\n        <div class=\"ofp-faq-q\" onclick=\"ofpFaq(this)\">Can I change my mind after signing an off-plan contract?<span class=\"ofp-faq-icon\">+<\/span><\/div>\n        <div class=\"ofp-faq-a\">Yes, by two separate routes. The first is a withdrawal right exercisable within 14 days of the contract being concluded, without giving any reason and without penalty. The second, and far more significant, is a right to rescind without cause for up to 24 months from the contract date. The second is not free: the seller may recover certain costs and compensation within limits set by law. Both rights come from statute rather than from the contract, so a clause purporting to remove them is a matter to raise with your own lawyer rather than accept at face value.<\/div>\n      <\/div>\n      <div class=\"ofp-faq-item\">\n        <div class=\"ofp-faq-q\" onclick=\"ofpFaq(this)\">How long can a developer take to deliver an off-plan property?<span class=\"ofp-faq-icon\">+<\/span><\/div>\n        <div class=\"ofp-faq-a\">Delivery must happen within the period agreed in the contract and, in any event, within a maximum of 48 months from the contract date. That outer limit is set by law rather than negotiated, which is worth knowing when a project is marketed with a vague completion horizon or a delay is presented as simply how construction works. A slip inside the agreed period is a commercial inconvenience to manage in writing. A delay pushing beyond the statutory maximum is a different category of problem with different remedies attached, and the point to take advice rather than keep waiting.<\/div>\n      <\/div>\n      <div class=\"ofp-faq-item\">\n        <div class=\"ofp-faq-q\" onclick=\"ofpFaq(this)\">What is a building completion assurance and why does it matter?<span class=\"ofp-faq-icon\">+<\/span><\/div>\n        <div class=\"ofp-faq-a\">It is the security a developer must put in place before making pre-paid housing sales, taking the form of a completion insurance policy or a bank guarantee. Its purpose is the scenario nobody discusses at the sales desk: the project does not get finished. A staged payment schedule limits how much money is exposed at any one moment, but does nothing to recover money already paid if construction stops. Those are two different problems and only the assurance addresses the second. Ask to see the instrument in writing, and confirm which project and phase it covers, who issued it, how long it runs and what triggers it.<\/div>\n      <\/div>\n      <div class=\"ofp-faq-item\">\n        <div class=\"ofp-faq-q\" onclick=\"ofpFaq(this)\">Do I get a title deed when I sign an off-plan contract?<span class=\"ofp-faq-icon\">+<\/span><\/div>\n        <div class=\"ofp-faq-a\">Not full ownership of a flat, because the flat does not legally exist yet. What is usually registered at that stage is a share in the land carrying a floor easement, kat irtifak&#305;. That is a genuine registered right rather than a reservation, but it is a right to a future unit, not ownership of a finished one. Full condominium ownership, kat m&uuml;lkiyeti, arrives at the second stage: the building is completed, the occupancy permit issued, and the floor easement converts. A buyer told they are &ldquo;getting the tapu&rdquo; at signing should establish which of the two is actually being handed over.<\/div>\n      <\/div>\n      <div class=\"ofp-faq-item\">\n        <div class=\"ofp-faq-q\" onclick=\"ofpFaq(this)\">What happens if the finished property is not what was promised?<span class=\"ofp-faq-icon\">+<\/span><\/div>\n        <div class=\"ofp-faq-a\">This is why the written specification matters more than the show flat. Where a delivered property is defective, consumer law gives the buyer options rather than a single remedy &mdash; broadly, rescinding, a proportional price reduction, free repair, or replacement where possible. A statutory liability period of five years runs from delivery for construction defects, so problems surfacing after handover are not automatically your own. The practical requirement is evidence: inspect against the specification at handover, document defects in writing at the time, and do not sign acceptance paperwork calling the property satisfactory before you have checked it.<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- FURTHER READING -->\n<section class=\"ofps ofpg\">\n  <div class=\"ofpc ofpct\">\n    <span class=\"ofpt\">Keep Reading<\/span>\n    <h2 class=\"ofp-title\">Where to go next<\/h2>\n    <p class=\"ofp-sub\">The rest of our foreign-buyer library, from the purchase mechanics through to owning and letting what you have bought.<\/p>\n  <\/div>\n  <div class=\"ofpc\">\n    <div class=\"ofp-body\" style=\"max-width:820px;margin:0 auto;\">\n      <ul>\n        <li><a href=\"https:\/\/trupropertyturkey.com\/buyer-guide\/\">Turkey property buyer&rsquo;s guide<\/a> &mdash; the full purchase walk-through.<\/li>\n        <li><a href=\"https:\/\/trupropertyturkey.com\/buying-property-in-turkey-pitfalls\/\">Buying property in Turkey: the pitfalls<\/a> &mdash; seven avoidable mistakes.<\/li>\n        <li><a href=\"https:\/\/trupropertyturkey.com\/tapu-title-deed-turkey\/\">How the Turkish title deed works<\/a> &mdash; the tapu and its annotations page.<\/li>\n        <li><a href=\"https:\/\/trupropertyturkey.com\/habitation-certificate-turkey-iskan\/\">The habitation certificate (iskan)<\/a> &mdash; the sign-off that makes homes registrable.<\/li>\n        <li><a href=\"https:\/\/trupropertyturkey.com\/escrow-account-in-turkey\/\">Escrow accounts in Turkey<\/a> &mdash; how purchase funds are held and released.<\/li>\n        <li><a href=\"https:\/\/trupropertyturkey.com\/legal-services\/\">Legal services<\/a> &mdash; contract review and due diligence.<\/li>\n        <li><a href=\"https:\/\/trupropertyturkey.com\/is-it-safe-to-buy-property-in-turkey\/\">Is it safe to buy property in Turkey?<\/a> &mdash; where the real risks sit.<\/li>\n        <li><a href=\"https:\/\/trupropertyturkey.com\/apartments-for-sale-in-turkey\/\">Apartments for sale in Turkey<\/a> &mdash; reading a listing and the deed behind it.<\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n<\/section>\n\n<!-- CONTACT -->\n<section class=\"ofp-contact\" id=\"ofp-contact\">\n  <div class=\"ofpc\">\n    <div class=\"ofp-contact-inner\">\n      <div>\n        <span style=\"display:inline-block;background:rgba(255,255,255,.15);color:#fff!important;font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;padding:5px 15px;border-radius:100px;margin-bottom:18px;\">Buy With Confidence<\/span>\n        <h2 style=\"font-family:'Playfair Display',serif;font-size:clamp(1.5rem,4vw,2.1rem);color:#fff!important;margin-bottom:10px;line-height:1.2;\">Have the project checked before you commit<\/h2>\n        <p style=\"color:rgba(255,255,255,.72)!important;font-size:.93rem;line-height:1.75;margin-bottom:24px;\">Tell us which development you are considering and we will tell you what is registered against the land, whether the permits exist, and what stands behind the build.<\/p>\n        <div class=\"ofp-contact-meta\">\n          <div class=\"ofp-ci\"><span>&#128220;<\/span><span class=\"ofp-ci-text\"><strong style=\"color:#fff!important;display:block;margin-bottom:2px;\">Contract &amp; 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2026 TruProperty Turkey &middot; Dubai &middot; Istanbul &middot; Moscow<br>\n  <a href=\"https:\/\/trupropertyturkey.com\/buyer-guide\/\">Buyer&rsquo;s Guide<\/a> &middot; <a href=\"https:\/\/trupropertyturkey.com\/legal-services\/\">Legal Services<\/a> &middot; <a href=\"https:\/\/trupropertyturkey.com\/contact\/\">Contact<\/a>\n<\/div>\n\n<\/div>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"@id\": \"https:\/\/trupropertyturkey.com\/buying-off-plan-property-in-turkey\/#faq\",\n  \"url\": \"https:\/\/trupropertyturkey.com\/buying-off-plan-property-in-turkey\/\",\n  \"name\": \"Buying Off-Plan Property in Turkey \u2014 Frequently Asked Questions\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What does buying off-plan in Turkey actually mean?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"It means paying for a home before the completed dwelling is handed over \u2014 usually while the building is still under construction, sometimes before construction has started. Turkish law treats this as a distinct category, the pre-paid housing sale, governed by Consumer Protection Law No. 6502, rather than as an ordinary purchase with a later completion date. The distinction matters: the category carries its own contract requirements, its own exit rights, and a requirement that the developer put a completion assurance in place before selling. If you are buying an unfinished home from a developer, you are very likely inside this regime whether or not anyone has mentioned it.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can I change my mind after signing an off-plan contract?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes, by two separate routes. The first is a withdrawal right exercisable within 14 days of the contract being concluded, without giving any reason and without penalty. The second, and far more significant, is a right to rescind without cause for up to 24 months from the contract date. The second is not free: the seller may recover certain costs and compensation within limits set by law. Both rights come from statute rather than from the contract, so a clause purporting to remove them is a matter to raise with your own lawyer rather than accept at face value.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"How long can a developer take to deliver an off-plan property?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Delivery must happen within the period agreed in the contract and, in any event, within a maximum of 48 months from the contract date. That outer limit is set by law rather than negotiated, which is worth knowing when a project is marketed with a vague completion horizon or a delay is presented as simply how construction works. A slip inside the agreed period is a commercial inconvenience to manage in writing. A delay pushing beyond the statutory maximum is a different category of problem with different remedies attached, and the point to take advice rather than keep waiting.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is a building completion assurance and why does it matter?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"It is the security a developer must put in place before making pre-paid housing sales, taking the form of a completion insurance policy or a bank guarantee. Its purpose is the scenario nobody discusses at the sales desk: the project does not get finished. A staged payment schedule limits how much money is exposed at any one moment, but does nothing to recover money already paid if construction stops. Those are two different problems and only the assurance addresses the second. Ask to see the instrument in writing, and confirm which project and phase it covers, who issued it, how long it runs and what triggers it.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Do I get a title deed when I sign an off-plan contract?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Not full ownership of a flat, because the flat does not legally exist yet. What is usually registered at that stage is a share in the land carrying a floor easement, kat irtifak\u0131. That is a genuine registered right rather than a reservation, but it is a right to a future unit, not ownership of a finished one. Full condominium ownership, kat m\u00fclkiyeti, arrives at the second stage: the building is completed, the occupancy permit issued, and the floor easement converts. A buyer told they are \u201cgetting the tapu\u201d at signing should establish which of the two is actually being handed over.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What happens if the finished property is not what was promised?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"This is why the written specification matters more than the show flat. Where a delivered property is defective, consumer law gives the buyer options rather than a single remedy \u2014 broadly, rescinding, a proportional price reduction, free repair, or replacement where possible. A statutory liability period of five years runs from delivery for construction defects, so problems surfacing after handover are not automatically your own. The practical requirement is evidence: inspect against the specification at handover, document defects in writing at the time, and do not sign acceptance paperwork calling the property satisfactory before you have checked it.\"\n      }\n    }\n  ]\n}\n<\/script>\n\n<script>\nfunction ofpFaq(el){var item=el.parentElement;var wasOpen=item.classList.contains('ofp-open');document.querySelectorAll('.ofp-faq-item.ofp-open').forEach(function(i){i.classList.remove('ofp-open');});if(!wasOpen)item.classList.add('ofp-open');}\n(function(){function init(){var w=document.querySelector('.ofp');if(!w)return;var e=w.parentElement;while(e&&e!==document.documentElement){e.style.setProperty('padding-left','0px','important');e.style.setProperty('padding-right','0px','important');e.style.setProperty('padding-top','0px','important');e.style.setProperty('overflow','visible','important');e.style.setProperty('max-width','none','important');e=e.parentElement;}['.post-header-wrap','.post-thumbnail-wrap'].forEach(function(s){var el=document.querySelector(s);if(el)el.style.setProperty('display','none','important');});document.body.style.setProperty('overflow-x','hidden','important');}document.readyState==='loading'?document.addEventListener('DOMContentLoaded',init):init();})();\n<\/script>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Off-plan purchases in Turkey fall under a specific consumer regime with statutory withdrawal rights, a hard delivery deadline and a mandatory completion assurance. Here is what to ask for before you sign.<\/p>","protected":false},"author":3,"featured_media":22410,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_joinchat":[],"footnotes":""},"categories":[140],"tags":[],"class_list":["post-46814","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Buying Off-Plan Property in Turkey: Legal Guide<\/title>\n<meta name=\"description\" content=\"Buying off-plan property in Turkey brings statutory exit rights, a 48-month delivery limit and a completion assurance most buyers never ask to see.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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